China Construction Bank

Assistant Manager, Unsecured Product Approval (BB-BF1A9)

Found in: Neuvoo HK

Description:

Main Responsibilities :

- Review customer financial status, Credit Bureau Report, internal credit history and total customer relationship with CCBA to approve/ decline/ recommend an unsecured credit application within individual lending authority.
- Ensure approval should be in accordance with the bank underwriting standards, credit policies, banking regulations & local legislation.
- Review monthly TU review check report for high risk customer.
- Review and follow through urgent cases, appeal cases and special cases referred by branches e.g. package banking customers, commercial banking customers or AIA Agent. Liaise with Relationship manager and/or AIA Agent to provide timely credit services/ advice to customers.
- Assist team manager to perform user acceptance test and sample checking for new business initiatives and usage program.
DisplayQualifications("- University degree in any business-related disciplines
- Minimum 3 years working experience in unsecured products approval
- Strong communication and negotiation skills
- Strong credit sense and capable to make decision based on incomplete information
- Ability to work independently and under pressure
- Proficient in English and Chinese
Requirements : - University degree in any business-related disciplines
- Minimum 3 years working experience in unsecured products approval
- Strong communication and negotiation skills
- Strong credit sense and capable to make decision based on incomplete information
- Ability to work independently and under pressure
- Proficient in English and Chinese
Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.
All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank’s personal data policies, a copy of which will be provided upon request.

calendar_today4 days ago

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info Full Time

location_on Hong Kong

work China Construction Bank

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