China Construction Bank

AVP/Manager, Secured Product Approval (BB-D8E0C)

Found in: Neuvoo HK

Description:

Main Responsibilities :

- Make sound credit decisions for Consumer residential mortgage and secured loan applications (such as auto loan) according to the credit authority delegated by Credit Committee: Level 1 and ensure credit decisions are complied with the regulatory requirements and credit policies.
- Analyse and recommend credit applications that require approval of higher authorities.
- Monitor service quality of the process and approval flow to ensure efficiency and effectiveness.
- Communicate closely with Branch associates, Business Units, Support Centre, Pre-approval Team to ensure the required credit information for credit assessment and approval.
- Provide workable and constructive feedback to Head of Secured Product Approval to improve process flows & system logic for better efficiency.
- Participate in approval system enhancement project and UAT.
- Provide continuous support, on job training and guidance to junior staff.
DisplayQualifications("- University degree with least 8 years relevant experience or at least 5 years credit approval experience in Consumer loans, particularly on mortgage and secured lending.
- Expertise in the approval process and credit assessment for mortgage and secured lending with good credit analytical skills.
- Good communication and interpersonal skills.
- Ability to work independently and under pressure.
- Proficiency in both English and Chinese.
- Matured, self-motivated and detailed oriented.
- Sound knowledge in application software.
Requirements : - University degree with least 8 years relevant experience or at least 5 years credit approval experience in Consumer loans, particularly on mortgage and secured lending.
- Expertise in the approval process and credit assessment for mortgage and secured lending with good credit analytical skills.
- Good communication and interpersonal skills.
- Ability to work independently and under pressure.
- Proficiency in both English and Chinese.
- Matured, self-motivated and detailed oriented.
- Sound knowledge in application software.
Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.
All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank’s personal data policies, a copy of which will be provided upon request.

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info Full Time

location_on Hong Kong

work China Construction Bank

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