Description:

Responsibilities:

• Perform credit processing and credit underwriting for Unsecured Lending Products and Credit products for Treasury functions
• Exercise credit judgment in evaluating applications relating to both personal and corporate credit facilities/loan products in compliance with the established policy guidelines as well as operating procedures and capable of striking a balance between risk and reward
• Support quality check to ensure compliance with the regulatory requirements and credit policy
• Prepare regular and specific MIS/credit management reports for management review
• Perform various credit control and monitoring functions
• Participate in system project implementation to achieve process automation and simplification and result in efficient operation
• Perform ad hoc duties as assigned

Requirements:

• University graduate or above in Risk Management, Finance and Accounting or related discipline.
• At least 3-5 years experience in retail credit approval, exposure in treasury credit and corporate loan approval is a plus;
• Well versed with credit judgment for both personal and corporate lending;
• Strong analytical skills with ability to clearly articulate approval justifications (written and verbal);
• Sound knowledge of Excel , PowerPoint or related analytic tools is preferred;
• Proactive working attitude and strong sense of responsibilities;
• Good command of both spoken and written English and Chinese (including Putonghua).